Monday, 19 November 2012

China's Property Crisis, Leadership Change and Economic Growth

Updated from an article written earlier in the year on the economic indicator provided by China's faltering property boom. 

Harmonious Development?

There is a growing body of evidence to suggest that China's economy is beginning to slow down amid political changes. 'Harmonious development' could be facing its biggest challenges yet. only months after Wen Jiabao, China's now ex prime minister, set a growth target of just 7.5% for 2012 – 0.5% lower than the 8% annual growth figure; a figure which has only been compromised in 1998 and 1999 during the Asian financial crisis.

Growth rate forecasts have often been conservative, with many of them easily surpassed, with average GDP growth rates averaging at 10% in the years 1978-2004. However, in his penultimate speech as prime minister March 5th of this year, Mr. Wen spoke of 'new problems' that threatened Chinese growth. These include rising consumer prices and the emergence of what some have called a 'property bubble', characterised by a tripling in average Chinese house prices in the years 2005-2009.

Property Bubble

Since Chinese citizens were first permitted to own their own properties in the 1990s, there has been a marked property boom, instigated by financial and monetary policy de-regulation, allowing for ease of speculation and investment. Chinese investors, attracted by the promise of large returns flocked in their droves to the real estate market.

The housing boom China has experienced holds many similarities to that of the West's, which was sent crashing and stagnating post-2007 amid 'reckless credit expansion, huge trade deficits and asset bubbles'. Investors began buying up housing contracts from contractors whilst anticipating a continuing rise in prices, but once supply significantly outstripped demand, the bubble was sure to burst, sending house prices spiralling. On average, one billion square metres of real estate were built during the bubble's peak years, three-hundred million more than the amount needed to accommodate new owners, not counting those who would potentially inhabit the several million already vacant units.

A sizeable portion of Chinese GDP growth had included the successes of real estate investors and the booming prices real estate commanded. However, as the real estate market becomes less attractive to investors, who are expected to see losses of as much as ~30% on their investments if entered back onto the market, Professor Patrick Chovanec expects that if property investment plateaus, as much as 2.6% of real GDP growth could be subtracted from annual growth; a 10% fall in could see GDP growth fall to 5.3%.

Professor Chovanec's predictions are worrying for a country desperate to avoid repeating Japan's asset bubble burst of the '90s, however his observations show a -9.1% drop in overall property investment versus figures from last year (May 2011 vs. April 2012). Chovanec's observations denote a contraction of one of China's main sources of GDP growth; a contraction that threatens to worsen as 2012 sees a marked decline land sales and foreign investment in Chinese property development.

Wen Jiabao's admission of 'new problems' that threaten Chinese future growth, point to an uncertain future for Chinese policy-makers. These uncertainties will have to be balanced and managed by Xi Jingping the party's new general secretary as of November 15th. He has the unenviable task of foreseeing China's continued economic growth, keeping a semblance of social stability and managing the rising influences of interest groups which hold an increasingly high stake in the continuing growth of the Chinese economy.

Global Outlook

However, despite its slowdown due in part to aforementioned indicators, many hold that China will continue to be the fastest growing of the large industrial economies this year. The economic outlook in the West is decidedly bleak in comparison. On the same day Xi Jingping was unveiled as general secretary, it was announced that the euro zone debt crisis had pulled the area into its second recession since 2009 in Q3. Mario Draghi, President of the European Central Bank, meanwhile maintains that the ECB are keeping a watchful eye over euro zone countries as inflation is carefully monitored and expected to remain at 2% throughout 2012.

- Michael John Cass @michaeljohncass

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